Reality check: Credit union gives high school students lesson in household budgeting

HFS Federal Credit Union hosted its first community Reality Fair on Oct. 1 for Big Island high school juniors and seniors at Sangha Hall in Hilo.

The fair simulated a reality in which students had households of their own, including a career, spouse, child and debt.

Students then chose the type of housing they wanted, transportation, food, personal care items, etc., while trying to stay within their monthly household budget, which proved to be a challenge for some.

While learning about staying within budget, students also learned how to write checks, keep a register and the difference between debits and credits.

The event brought together 67 high school students from various schools along with more than 30 credit union volunteers and 26 East Hawaii business members, all of whom were excited to participate.

“With financial education being a priority, HFS looks forward to providing more opportunities like this to the Big Island,” said marketing specialist Jesica Pacheco. “Mahalo to all who participated in making this event a great success.”