Build for America — The whole country needs more housing

The United States of America needs more housing — lots of it. The lack of supply in cities and suburbs in particular is the main force driving up the cost of living for millions, and keeping young people on the outside looking in, their faces pressed against the double-pane glass.

Harris and Trump shouldn’t pander to the crypto crowd

The good news is that business interests are getting support during an election year. The bad news is that the business is crypto. Less than two years after the industry’s highest-profile political donor was exposed as a criminal, the lure of campaign donations from the digital-money crowd is once again proving irresistible.

Casual extremism and how language in the middle enables the extremes

When I was a white supremacist who had infiltrated the Canadian military reserves, an officer who had spent two tours of Northern Ireland embedded in a British unit told me that the Irish Republican Army had only 75 active personnel who pulled triggers and planted bombs. Behind those combatants were 3,500 people who offered them safe houses and storage for their ammunition. Bolstering them was a much broader community of people who endorsed their efforts.

Obamacare’s ban on doctor-owned hospitals has backfired

Lawyers can own law firms. Bankers can own banks. But thanks to the Affordable Care Act, doctors are effectively banned from owning hospitals. At a time when the rapidly consolidating hospital market needs more competition, not less, keeping this poorly conceived provision on the books makes little sense. Congress should repeal it.

Harris should fight Trump with a better Bidenomics

Vice President Kamala Harris began to set out her economic agenda last week and will doubtless say more about it when she speaks at the Democratic National Convention on Thursday. Unsurprisingly, her program is shaping up to be Bidenomics 2.0 — which is mostly a good thing. An emphasis on the energy transition and wider economic opportunity is quite right. The question is whether her administration will aim to strengthen the first version or double down on its weaknesses.

We need a new path to true racial equity

The United States is founded on the principle of equal opportunity for all. Getting an education, finding a job and getting married are traditionally viewed as crucial steps for escaping poverty and ascending into the middle class, regardless of one’s economic starting point.

Interest rates should be cut: As inflation cools, Fed has to bring down the rates for borrowing

Last month, for the first time since March 2021, the consumer price index— the indicator of inflation — fell below 3% annual increase, hitting 2.9% for July. Among other things, this makes it likelier that interest rates will be cut when the Federal Reserve’s governing board meets in September. We hope that the policymakers, in their joint wisdom, take this step to further stimulate the American economy.

Irwin: Packing your bags, unpacking your mind

Like most universities, UH Hilo has a website for students to consult when preparing to live in our residence halls. Should you bring a microwave or a mini-fridge? Pro-tip: There are community fridges and microwaves in the halls, so if you do not mind sharing, you can probably do without.